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Elkton Auto Accident Lawyer
224 E. Main St.
Elkton, MD 21921
Phone: (410) 885-6200


Q: My policy says I have "passenger PIP" what does that mean?

Unfortunately, this is a newer crafty way for insurance companies to waive pip without actually writing that on your policy page. The fact that they charge any premium for this at all is preposterous. No one can waive PIP on behalf of a passenger, unless that passenger is a family member living in the same household. If you have passenger PIP, all passengers riding in your car who have no waived PIP on their own will receive up to $2,500.00 in PIP coverage. You, the driver, will not. You also will not be eligible for PIP coverage if you are a passenger in another vehicle that is involved in an accident, regardless of the coverage that driver may have. It is important, to have this changed to full PIP, and get prices for increased PIP coverage of $5,000 or even $10,000.

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About The Authors:

Jobeth R. Bowers is a lawyer with offices in Elkton and Baltimore Maryland. A member of the Maryland Association for Justice. He handles auto accident claims throughout the state of Maryland, and works with clients and members of the public to expand education on auto insurance and protecting yourself in case of an accident.